# Lloyds Bank refer a friend — £30 for you

> Open your first Lloyds current account through a Lloyds refer-a-friend link and keep it open, and Lloyds pays **£30** into your new account as a cash credit within **35 calendar days** of the account being opened. Link-based attribution only — there is no code to type. Verified August 2026.

## Quick facts

- **Canonical URL:** https://bonusblueprint.co.uk/guide/lloyds
- **Referral link:** https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=VGOTqR5wpkwKx0ZfrTa3f+n1Z8SsQeHfAYncTOW6Lbw=#/refer-friend
- **Where to enter it:** nowhere — you must start the application *from the referral link*. A direct lloydsbank.co.uk application does NOT qualify.
- **New-customer reward:** £30 cash credit into your new Lloyds current account
- **Requirement:** be a brand-new Lloyds customer, open a qualifying current account in your sole name via the link, keep it open until the payment lands
- **Timeframe:** paid within 35 calendar days of the account being opened
- **Link validity:** each referral link lasts 14 days from being generated
- **Eligible region:** United Kingdom
- **FSCS protection:** up to £85,000 per eligible person (Lloyds Bank plc, FCA/PRA regulated)
- **Last verified:** August 2026

## What you get

A **£30 cash credit** paid straight into your new Lloyds current account. It appears on your statement as a "cash credit" and is normal spendable money — no strings, no minimum spend, no direct debits required.

## How to claim £30

1. Open the Lloyds refer-a-friend link within 14 days of receiving it (links expire after 14 days; an expired link still opens an account but pays no bonus).
2. Download the Lloyds Mobile Banking app from the link and start a new current account application.
3. Apply in your **sole name** — joint accounts are not included in the offer.
4. Pass Lloyds' standard identity and credit checks and get your account opened.
5. Keep the account open until the referral payment has been made. £30 lands as a cash credit within 35 calendar days of opening.

## Eligibility

- Brand-new Lloyds customer — you must not hold any Lloyds current account, savings account, credit card, loan or mortgage
- Must open the account using the referral link and the Lloyds mobile banking app
- Sole-name account only (joint accounts excluded)
- Must keep the new account open until the £30 has been paid
- Must not already have been paid under this Refer a Friend offer

## Excluded accounts

Lloyds Under 19s Accounts, Smart Start, Lloyds Student Account, Halifax Student Current Account, Money Smart and Expresscash are all excluded from the offer.

## Other things to know

- Payments appear as "cash credits" and are paid within 35 calendar days of the account being opened.
- Opening an account does not automatically guarantee an arranged overdraft — overdraft applications are subject to status.
- Lloyds may change or withdraw the offer without notice, and can refuse or reverse payment if it suspects fraud or a breach of the terms.
- Lloyds Banking Group colleagues can apply provided they meet the requirements.

## Pro tip

Apply on the same day you get the link. The referral link expires after 14 days, and if it expires before you use it, the account still opens but **neither side gets paid** — so don't part-complete the application and come back a fortnight later.