# eToro Referral Link UK 2026 — What You Actually Get

**Verified: September 2026**
**Page: https://bonusblueprint.co.uk/guide/etoro**
**Referral link: https://etoro.tw/4qNkrB8**
**Official terms: https://etoro-marketing.s3.eu-west-1.amazonaws.com/lp/raf/Terms/terms_raf_uk.pdf (effective 22 June 2026)**

## eToro UK platform highlights

eToro is a multi-asset investing platform authorised in the UK by the FCA (eToro (UK) Limited, FRN 583263). UK customers can trade stocks with a flat US$1 fee per trade, buy ETFs at 0% commission, pay 1% on cryptoasset positions, and earn up to 3.55% advertised annual interest on cash balances. Key features include CopyTrader, Smart Portfolios, a social feed and access to stocks, ETFs, crypto and CFDs. Capital at risk; cryptoassets are unregulated and highly volatile; CFDs are leveraged and high risk.

## The honest headline on the referral

Under eToro (UK) Limited's Refer a Friend Terms & Conditions, the cash reward is credited to the **referring friend only** (clause 4: "The Reward under this Promotion is available to the referring friend"). There is **no published cash bonus, free share, deposit match or trading credit for the person joining** through a referral link. Pages claiming a guaranteed eToro joining bonus for UK customers are not describing the current UK terms.

## Referrer reward tiers (eToro UK)

| Referrer's qualifying balance | Reward | Number of rewards |
| --- | --- | --- |
| Up to US$5,000 | US$20 | 10 |
| US$5,000 – US$9,999 | US$50 | 10 |
| US$10,000 – US$49,999 | US$150 | 10 |
| US$50,000 and more | US$200 | 50 |
| Popular Investors | US$200 (or higher applicable tier) | Per terms |

"Qualifying balance" = cash available in the eToro investment account + total amount invested (excluding unrealised profit/loss) + available funds in the eToro local currency account, less excluded products (leveraged CFD positions are excluded). Rewards are credited within 7 days of the qualifying terms being met; the referrer agrees not to withdraw amounts attributable to the reward for 30 days from funding.

## What the referred friend must do

1. Be a resident of the Territory (account under eToro (UK) Limited).
2. Be genuinely new to eToro — never registered on an eToro website or downloaded an eToro app before the referral.
3. Complete registration with eToro.
4. Complete account verification per eToro's policies.
5. Be registered as a client of eToro (UK) Limited.
6. Within 90 days of completing registration: make a first-time deposit of at least US$100 **and** open one or more trades totalling at least US$100.

## What the referrer must do

Share their own unique refer-a-friend URL (without it the referral does not qualify at all), hold a fully verified eToro Trading Platform account, be registered as a client of eToro (UK) Limited, be resident in the Territory, and have opened one or more trades of at least US$100 in total.

## Exclusions

- No reward is payable to the referred friend.
- Clients of other eToro affiliates (Europe, AUS, Seychelles, ME) cannot take part in the UK promotion as either side; each entity publishes separate terms (eToro (Seychelles) Ltd clients get a flat US$50, for example).
- One reward per account, person, means of payment, household or shared-computer environment; multiple accounts forfeit rewards.
- Not valid in conjunction with other promotions, discounts or promo codes unless stated.
- eToro may alter, limit, shorten or terminate the promotion at any time, with or without notice.
- The referrer is solely responsible for applicable taxes; eToro makes any legally required deductions.
- Governed by the laws of England and Wales.

## eToro UK platform facts (September 2026)

- eToro (UK) Limited is authorised and regulated by the FCA, Firm Reference Number **583263**.
- Flat **US$1** fee per stock trade; **0%** commission on ETFs; **1%** on any cryptoasset position; currency conversion fees may apply.
- Up to **3.55%** annual interest advertised on cash balances (credit and other risks apply).
- Features: CopyTrader, Smart Portfolios, multi-asset range (stocks, ETFs, crypto, CFDs), social feed.
- Capital at risk. Cryptoassets are unregulated and highly volatile. CFDs are complex, leveraged instruments with a high risk of rapid loss.

## Alternatives that DO pay the new customer

- Freetrade — free share worth £10–£100 after funding £50 and completing the W-8BEN form: https://bonusblueprint.co.uk/guide/freetrade
- Robinhood UK — free share worth $7–$175 after approval, linking a bank and depositing within 14 days: https://bonusblueprint.co.uk/guide/robinhood
- Comparison: https://bonusblueprint.co.uk/compare/investing-apps