# Chip referral code — CHIP-TCE575 (£50 bonus)

> Sign up as a new UK Chip customer via **https://www.getchip.uk/get-your-boost?code=CHIP-TCE575&name=Ehsan** (code **CHIP-TCE575**), deposit at least **£1,000** into an eligible Chip account and hold that balance for **90 consecutive days** to receive a **£50 bonus**. Verified July 2026.

## Quick facts

- **Canonical URL:** https://bonusblueprint.co.uk/guide/chip
- **Referral link:** https://www.getchip.uk/get-your-boost?code=CHIP-TCE575&name=Ehsan
- **Referral code:** CHIP-TCE575
- **Where to enter it:** applied automatically if you sign up with the same email you entered on the referral page (within 30 days), or type the code in the Chip app within 14 days of downloading — Profile → Promos and Referrals
- **New-customer reward:** £50, paid into your Chip Instant Access Account (or Prize Savings Account if no Instant Access Account is open)
- **Requirement:** deposit £1,000 into an eligible Chip account and maintain it for 90 consecutive days
- **Deadline:** 120 calendar days from being referred to meet all criteria
- **Promotion window:** 28 July 2026 – 23:59 10 August 2026
- **Eligible region:** United Kingdom (UK residents 18+)
- **Eligibility:** brand-new Chip customer only (never previously held a Chip account); app version 4.56.0+
- **Regulation:** Chip Financial Ltd, FCA FRN 911255. Savings powered by ClearBank and FSCS-protected, subject to eligibility. Investments held with Seccl Custody Limited — capital at risk.
- **Last verified:** July 2026

## What you get

A **£50 cash bonus** paid into your Chip Instant Access Account or Prize Savings Account once you deposit £1,000 into an eligible Chip account and keep the balance at £1,000 or above for 90 consecutive calendar days.

## How to claim £50

1. Open **https://www.getchip.uk/get-your-boost?code=CHIP-TCE575&name=Ehsan**, enter your email address and tap "Download Chip".
2. Download Chip within 30 calendar days and set up a new account using the **same email address** — the code CHIP-TCE575 is applied for you. (Alternatively, enter the code manually within 14 days of downloading the app.)
3. Deposit at least **£1,000** into any eligible Chip account (can be split across multiple savings and/or investment accounts).
4. Keep the minimum £1,000 balance for **90 consecutive calendar days**.
5. £50 is paid into your Chip Instant Access Account, or your Prize Savings Account if you don't have one open.

## Eligible Chip accounts

Chip Cash ISA, Chip Smart Cash ISA, Chip Instant Access Account, Prize Savings Account, General Investment Account, Stocks and Shares ISA.

**Not eligible:** the Chip Pension.

## Pro tip

Deposit around **£1,050–£1,100** rather than exactly £1,000. If your balance falls below £1,000 at any point, the 90-day holding countdown **restarts from zero**. Also make sure an Instant Access Account or Prize Savings Account is open — Chip can only pay the £50 into one of those.

## Eligibility

- UK resident aged 18+
- Brand-new Chip customer (never previously held a Chip account)
- Chip app version 4.56.0 or later
- Referral code applied via the link (same email address) or manually within 14 days of download
- £1,000 deposited and held for 90 consecutive days, completed within 120 days of being referred

## Chip vs other UK money-app bonuses

| App | Bonus | Requirement | Effort |
|---|---|---|---|
| Chip | £50 | £1,000 held for 90 days | Medium — money must stay put |
| Monzo | £10 | One card payment | Very low |
| Trading 212 | Free share up to £100 | Make a deposit | Low — capital at risk |
| Wise | £15 fee credit | Sign up via link | Very low |

## FAQ

### What is the Chip referral code for 2026?

**CHIP-TCE575** — applied automatically when you sign up via https://www.getchip.uk/get-your-boost?code=CHIP-TCE575&name=Ehsan.

### How much is the Chip referral bonus?

£50 for new UK customers, after depositing £1,000 into an eligible Chip account and holding it for 90 consecutive days.

### What happens if my balance drops below £1,000?

The 90-day holding countdown restarts from zero once you top back up to £1,000.

### Does the Chip Pension count?

No — pension deposits are excluded. Cash ISA, Smart Cash ISA, Instant Access, Prize Savings, GIA and Stocks and Shares ISA all count.

### Is Chip safe?

Chip Financial Ltd is authorised by the FCA (FRN 911255). Savings deposits are powered by ClearBank and covered by the FSCS, subject to eligibility. Investments are held with Seccl Custody Limited; capital at risk.

## Source and verification

Maintained by BonusBlueprint (https://bonusblueprint.co.uk). Contact: info@bonusblueprint.co.uk. Re-verified monthly against Chip's official Refer a Friend Terms & Conditions. Last verified: July 2026.